10 Most Affordable 4 and 5 Star Rated Safe Cars In India

Until recently the automobile industry has been going through an overhaul. Where earlier where people used to prefer something else over vehicle safety, are now FINALLY considering Global NCAPs rating when making a purchase. Even the Indian Government is taking the necessary steps to make roads safe. That said, by now Global NCAP has tested over 50 cars that are sold in the Indian market. So, if you are in the market to purchase a new vehicle, what are your safer car options? If we had to say definitely cars with 5 stars ratings would definitely be safe, 4 stars can also be termed as more than adequately safe.

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In ascending price order, here are 10 affordable cars securing 4 and 5 stars ratings in the Global NCAP.

Note: The price mentioned are ex-showroom prices as of 17th February 2022.

1. Tata Tigor/ Tata Tiago | ₹6.00 Lakh / ₹5.00Lakh ⭐⭐⭐⭐

As of now, Tata Tiago or Tigor is the cheapest vehicle to score an astonishing 4-star rating. Well, the vehicle that was tested at the facility was Tata Tigor. But sharing some front section Tiago too would possibly get a similar 4-star crash test rating.

GoMechanic News Tata Tigor/Tiago i-CNG Launched!

That said, Tigor managed to get a 12.52 rating in the adult occupancy. Looking at the child seat occupant, Tigor/Tiago got 3 stars and 34.15 out of 49. But in the end, the catch is that the bodyshell integrity came out to be unstable.

2. Tata Punch | ₹6.13 Lakh ⭐⭐⭐⭐⭐

Among the latest releases, this Micro SUV has become the safest car under 10 lakhs in the country you can buy today. Tata Punch scored a whopping 16.45 out of 17 in its crash test rating for adult occupancy. For child occupancy, Tata Punch also boasts 4 stars with a rating of 40.89 out of 49. Most importantly, after the crash test, the bodyshell integrity came out to be stable. Complimenti!

Here are 8 Features We Find Missing In The Tata Punch

3. Renault Triber | ₹6.00 Lakh ⭐⭐⭐⭐

Surprise surprise! A sub ₹6 lakh MPV scored a 4-star rating in the Global NCAP (Interesting. Some cars despite costing 4 times, marginally scored 3 stars). Though Renault Triber shares the same platform as the Kwid, which didn’t have a safe rating, Triber is safe.

Comparo: 2021 Maruti Suzuki Swift VS Renault Triber | Thrill Over Practicality?

Triber managed to get an 11.62 score out of 17 for adult occupancy. Triber also got a decent score of 27 out of 49 and a 3-star rating for child occupancy too. Keeping that aside, it has unstable bodyshell integrity.

4. Nissan Magnite | ₹5.99 Lakh ⭐⭐⭐⭐

Moving on, the next subcompact SUV to get a safe vehicle tag is the Nissan Magnite. Well, India made Magnite was also tested before at the ASEAN NCAP where too the car managed to get a decent 4-star rating. Now, it is the Global NCAP too Magnite got a score of 11.85 out of 17 for adult occupancy. In child occupancy, Magnite got 2 stars as it misses out on child seat anchor points and got a mere 24.88 out of 49.

Here are 10 Reasons Why Nissan Magnite Should Be Your First SUV

5. Renault Kiger | ₹6.00 Lakh ⭐⭐⭐⭐

Nissan Magnite and Renault Kiger sharing the same platform were bound to get similar crash test ratings at the Global NCAP. Like Nissan, Renault Kiger scored, 12.34 out of 19 and 21.07 out of 49 in adult and child occupancy respectively.

Here are the Top 10 Most Googled Questions On The Renault Kiger

6. Tata Altroz | ₹6.50 Lakh ⭐⭐⭐⭐⭐

Switching back to Tata, after Punch, Altroz is the safest in the company’s stable. Tata Altroz managed to get 16.13 out of 17 in other words 5 stars in adult occupancy. Moving on, talking about the child occupancy, Altroz is a little too far, as it scored 29 out of 49 (3 stars). But the best part has to be the verdict which said the bodyshell integrity was stable.

Comparo: Tata Altroz iTurbo vs Hyundai i20 Turbo | Which ‘i’ To Choose?

7. Tata Nexon | ₹8.00 Lakh ⭐⭐⭐⭐⭐

Sticking with Tata, the first vehicle in this Indian carmakers’ line-up to score full 5 stars is the Tata Nexon. Tested a couple of years ago, along with full five starts, the SUV scored 16.06 out of 17 in adult occupancy, and Nexon also got 25.0 out of 49 giving it 3 stars in child occupancy. Not to forget, the bodyshell integrity came out to be stable.

GoMechanic News Tata Motors Nexon Coupe mid-size SUV in the works

8. Maruti Dzire | ₹ 7.9 Lakh

The first Maruti car to score a 5-star rating in Global NCAP, the fourth-generation Dzire is one of the cheapest and safest compact sedans of 2025. In Adult Occupant Protection, it scored 31.24 points out of 34, and in Child Occupant Protection, 39.20 out of 42.

Must Read 2024 Maruti Dzire Scores 5-Star Rating in Global NCAP

9. Mahindra XUV300 | ₹7.99 Lakh ⭐⭐⭐⭐⭐

The following vehicle on the list is the former safest car in India. By now, you might be aware that XUV300 is Ssangyong Tivoli under its skin. So in the transaction to XUV300, Mahindra didn’t make many changes. After all, if it ain’t broke, why fix it.

Let’s talk Mahindra XUV300 Sheds Some Features

In the crash test, Tivoli…oh! XUV300 scored an impressive 16.42 out of 17 lending this crossover a full 5-star rating in adult occupancy. Also, Mahindra XUV300 got 37.44 out of 49 in child occupancy, giving it a 4-star rating. And yes, the structural integrity came out to be stable.

10. Honda City 4th Gen | ₹8.97 Lakh ⭐⭐⭐⭐

The only c-segment sedan that has been tested at the Global NCAP facility with a 4-star rating is the 4th gen Honda City. Well, you should not confuse with the 5th gen City which scored full 5 stars in the ASEAN NCAP.

Must read: Honda City VS Skoda Slavia- Should The City Be Scared?

Another fact, the car tested at the facility was not made in India. Still, the 4th gen Honda City got 12.03 out of 17 in adult occupancy and 38.27 (4 stars) in child occupancy. But the body is said to be unstable.

Bonus:

Mahindra XUV700 (Base trim) | ₹13.99 Lakh ⭐⭐⭐⭐⭐

To date, the safest made in India vehicle to be tested at the Global NCAP facility is the Mahindra XUV700. The new entrant in the Indian market, XUV700 socred an amazing 16.03 out of 17 for adult occupancy. And 41.66 out of 49 in child seat occupancy. Also, after the crash, the body shell was stable.

So, here were the top 10 cars to score 4 and 5 stars in the Global NCAP crash test rating.

A Brief Comparison of Cheapest and Safest Cars in India

FAQs:

1. Which is the cheapest 4 star rating car in India?

Here are some of the cheapest 4 star rating cars, these are India’s safest cars under Rs.10 Lakh:

• Tata Tiago
• Nissan Magnite
• Renault Kiger
• Tata Tigor

2. Which is the safest car in India with a 5-star rating?

Here is a list of some cars which are the safest cars in India with a 5 star rating:

• Tata Harrier
• Tata Safari
• Tata Nexon
• Volkswagen Virtus
• Skoda Slavia
• Skoda Kushaq
• Volkswagen Taigun

3. Which is the safest budget car in India?

The safest and budget cars in India that have received a 5-star safety rating from Global NCAP are the Tata Punch, Tata Altroz and Tata Nexon.

4. Which car is most economical and safe?

The Tata punch is one of the most economical and safe cars. This is the best combination of safety and affordability in the Indian market. It boasts a 5 star Global NCAP safety rating and competitive price point.